coursefinder.co.za - studyloanform

Study Loan Request

Planning how you are going to pay for your studies is very important. The last thing you want is to have to stop studying because you can’t afford to pay for your studies.

So choosing the right finance plan for your studies is very important. It is very important that you understand the different ways in which you could finance your studies. There are five key things you should consider when thinking about how to finance your studies.

If you have the money, or if you have a bank credit card, or bank loan, you can usually negotiate a discount when you register for a course. If you already have a credit card or bank loan, you should understand that the bank will charge you interest on the money they lend you, and you should understand what the interest rate is that they are charging you.
If you don’t have a job, most educational institutions will not give you a study loan. So if you are still at school, or if you are unemployed, you will most likely have to get someone else to pay for your course, or to guarantee that they will pay for your course if you cannot pay for it. A person who undertakes to pay on your behalf is usually called a guarantor.
If you are employed, you might be able to get a loan from a bank or other financial institution to pay for your studies. Usually you will then start paying back this loan as soon as you start studying. There are also financial institutions like RCS who might give you a credit card, which you could use to pay for your studies. To get such a loan or credit card, you usually will have to pass a credit test and an affordability test. Loans like this are linked to an interest rate, so you should ask what interest rate you will be charged.
If you are employed, your employer might be willing to pay for your studies. So if you plan to study to improve your career, make a point of discussing this with your employer. Usually your employer will require that you undertake to repay them, or that you undertake not to leave your job for a certain amount of time after completing your studies.
Some educational institutions will give you an educational loan. This means that you pay a registration fee, and then pay them back monthly, while you study. To qualify for such a loan, usually you will have to pass a credit test and an affordability test. Loans like this are usually linked to an interest rate, so you should ask what interest rate you will be charged. To get such a loan you will have to pass a credit test and an affordability test.

Because there are so many different options to choose from; we would like to ask you a few questions to make sure that we advise you on the right financial option for you.

Would you be so kind as to answer the following questions?

We shall submit your request to the partner colleges and providers on our site, and they shall contact you directly in response to you.

Name:

Surname:

Dialing Code

Home number:

Work number:

What is the best number to contact you on?

Fax number:

Email address:

Do you know what course you are interested in, or do you need help selecting the right course for you?

Are you still at school?

Are you currently employed?

What job are you currently doing?

What job would you like to do for the rest of your life?

What job would be the next step in your career?

What course should you study to get the job you want?

What is the highest qualification you have completed?

What kind of work are you doing at the moment?

Are you looking to study yourself or are you inquiring on behalf of someone else?

Why are you looking at studying? Is it for recreation or do you want to change career or perhaps are you looking for a promotion?

What kind of knowledge do you hope to gain from studying?

Are you interested in studying at home (distance education)?

Are you interested in classroom studies (studying full-time on a campus)?

When would you like to start studying?

Who will be paying for your studies?

How much do you need to loan to pay for your studies?

Can we do a basic credit check on you to see if you will qualify for a loan?

Do you want us to contact you after hours?

What number can we contact you on after hours?

Please submit your answers, and we shall make an initial assessment of whether we can find a study loan for you.

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